Privacy Policy

Last updated: June 2026

This Privacy Policy explains how Mortgage Draw ("we", "us", or "our") handles information when you visit our website (the "Site"). We have built the Site to collect as little personal information as possible. By using the Site, you agree to the practices described here.

1. The short version

Our calculators run entirely in your browser. The numbers you type are not sent to us, uploaded, or stored on a server.
We do not ask you to create an account or provide personal information to use the tools.
We use cookies and similar technologies for analytics and advertising. Third parties, including Google, may use cookies to serve ads.
You can control advertising cookies through our consent banner and the opt-out links below.

2. Information we collect

Information you enter into calculators

Values you type into our calculators (such as a loan amount or interest rate) are processed locally in your browser to produce a result. This information is not transmitted to us and is not retained after you leave or refresh the page.

Information collected automatically

Like most websites, we and our service providers may automatically collect standard technical information through cookies and similar technologies — for example, your approximate location (derived from IP address), browser and device type, pages viewed, and how you arrived at the Site. This is used to understand traffic and to serve and measure advertising.

3. Cookies and similar technologies

A cookie is a small file stored on your device. We use:

Essential/preference cookies — e.g. to remember your cookie-consent choice.
Analytics cookies — to measure traffic and improve the Site (for example, Google Analytics, if enabled).
Advertising cookies — set by us and by third-party advertising partners to show and measure ads.

4. Advertising and Google AdSense

We use third-party advertising, including Google AdSense, to help keep the Site free. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this Site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings.
You can opt out of a third-party vendor's use of cookies for personalized advertising at aboutads.info/choices and youronlinechoices.eu (EU).
Where required, we present a consent banner so you can accept or decline personalized advertising cookies before they are set. Third parties that use cookies on our Site may include Google and its certified advertising partners.

For more information on how Google uses data when you use our partners' sites or apps, see Google's Privacy & Terms.

5. Analytics

If enabled, we use Google Analytics to understand how visitors use the Site. Google Analytics may set cookies and process usage data on our behalf. You can learn more in Google's Privacy Policy and opt out using the Google Analytics Opt-out Browser Add-on.

6. Your choices and rights

You can manage or withdraw your cookie consent at any time using the consent controls on the Site, and you can block or delete cookies in your browser settings (this may affect how some features work).

EU/UK/Switzerland (GDPR)

If you are in the European Economic Area, the United Kingdom, or Switzerland, you have rights to access, correct, delete, or restrict the processing of your personal data, and to object to processing or withdraw consent. Personalized advertising is only served where you have given consent through our consent management tool.

California and other US states (CCPA/CPRA)

If you are a California resident (or in another US state with similar laws), you have the right to know what personal information is collected, to request deletion, and to opt out of the "sale" or "sharing" of personal information for cross-context behavioral advertising. We honor recognized opt-out signals where applicable. To exercise any right, contact us using the details below.

7. Children's privacy

The Site is intended for adults and is not directed to children under 13 (or the equivalent minimum age in your jurisdiction). We do not knowingly collect personal information from children.

8. Data security and retention

Because the Site is a static website with no accounts and no server-side storage of the data you enter, our retention of personal information is minimal. Aggregate analytics and advertising data are retained by our service providers in line with their own policies.

9. Third-party links

Our Site may link to third-party websites. We are not responsible for the privacy practices of those sites; please review their policies.

10. Changes to this policy

We may update this Privacy Policy from time to time. We will revise the "last updated" date above when we do. Material changes will be reflected on this page.

11. Contact us

Questions about this policy or your data? Email us at hello@mortgagedraw.com or use our contact page.